All essays Diligence · 5 min read

How a broker vets the installer so you don't have to.

N The Notebook 25 April 2026 5 min read

Roughly 1 in 5 Australian solar retailers operating in 2020 are no longer trading under the same ABN. Their warranties walked out the door with them. CEC accreditation is necessary but it is not enough on its own — and most homeowners have no realistic way to find out the rest.

The single most underrated function of a solar broker is the unglamorous one: keeping a panel of installers we actually trust, and removing the ones we don't. This essay is the checklist we run before an installer earns a spot on the panel — and the standing review that decides whether they keep it.

01Why CEC accreditation isn't enough

The Clean Energy Council's Approved Solar Retailer scheme and individual installer accreditation are the legal floor for participating in the small-scale technology certificate (STC) system in Australia. You can't claim the rebate without it, and you shouldn't hire anyone who can't show you the badge.

But here's what the badge does not tell you:

The CEC's own enforcement is limited to the rebate-eligibility layer. The broader question — is this installer one I would want on my roof — sits above it.

02The five-layer diligence stack

Here is what we actually run before an installer makes it onto the panel. It is not exciting. It is, on the other hand, the entire reason the model works.

i
Accreditation & corporate cross-check
CEC installer and retailer status, electrical contractor's license in every state they operate, ASIC company search for active status, and a search of director histories against the public ASIC banned-and-disqualified register. Phoenix-company patterns — same directors, three failed ABNs, same trading address — are an automatic disqualifier, not a discussion.
ii
Insurance & financial health
Public liability of at least $20m, current professional indemnity, workers' compensation cover, and product liability for the brands they install. We also pull a basic creditor report: a company that owes its panel distributor 90 days is a company about to lose access to stock, which is a company about to disappoint a customer.
iii
Complaints file across three jurisdictions
Open complaints lodged with the CEC, the Clean Energy Regulator, the ACCC's Scamwatch, and each relevant state Fair Trading or Consumer Affairs body. Resolved complaints are fine — every installer has some. Open complaints over 60 days, or any pattern of recurring complaint types (e.g. repeated workmanship defects rather than scheduling delays), trigger a conversation. Repeats trigger a removal.
iv
Warranty depth — and who actually backs it
A 10-year workmanship warranty is meaningless if the company offering it has been trading for nine. We require the workmanship warranty to be underwritten by a third-party insurer (commonly an Approved Retailer Workmanship Insurance product), not just self-funded by the installer. That way the warranty survives the installer's potential exit.
v
Live performance review on every job
Every customer we route to an installer receives a 14-day and 90-day post-install survey covering install quality, scheduling, communication, and any defects. Score below 4.2/5 averaged across the rolling 90 days moves them down the ranking. Three consecutive complaint patterns moves them off. Installers know this when they join. The accountability is the point.

CEC accreditation tells you an installer can do solar. The standing review tells you whether they currently are.

03The phoenix problem (this is the big one)

If you've heard the phrase "solar coaster," this is the dynamic it refers to. Solar retailers spin up during rebate-friendly years, take on installation backlogs they can't service, lose suppliers, fold, and the same directors re-emerge a quarter later under a new ABN. The customer's 10-year workmanship warranty is gone with the previous entity, and the new entity has no obligation to honour it.

The Clean Energy Council's approved retailer scheme has tightened up considerably, but ABN-level phoenixing still happens. Catching it requires actively cross-referencing director histories — which is technically free public data and practically requires a researcher and an afternoon for every installer. We do that afternoon, once. A homeowner buying solar once a decade is not going to.

04What gets an installer dropped from the panel

This is the part most homeowners ask about. The honest list, in order of severity:

  1. Loss of CEC accreditation, license, or insurance. Immediate removal, no discussion.
  2. Pattern of unresolved workmanship complaints. Three or more in a 90-day window, or any single safety-grade defect, triggers removal pending a full review.
  3. Subcontracting outside the agreed crew. When the quote names an installer and the install is performed by an unnamed third party without the customer being told, the trust contract is broken.
  4. Pricing inconsistency across jobs. If the same hardware spec is being quoted to our customers materially higher than market in your suburb, we ask why. If the answer isn't satisfactory, we down-weight or remove.
  5. Director appearing on a previously failed solar ABN. Rare, but we look.
!

What you can do as a homeowner. Before signing any solar contract — broker-introduced or direct — search the company's ABN on the ABR for registration date, search ASIC for the directors, and ask explicitly whether the workmanship warranty is third-party insured or self-funded. Three minutes of homework that prevents most of the disaster scenarios.

05Why a homeowner can't realistically do this themselves

It isn't that the information is hidden. Most of it is public. It's that the work is high-volume and low-signal — a few minutes per installer, multiplied across the 5 or 10 you'd need to compare to make an informed choice, multiplied by the half-life of the information (a clean record last quarter doesn't mean a clean record this month).

What a broker does is amortise that work across every customer. We do the diligence once per installer per quarter, and the cost gets spread across hundreds of customer matches. The marginal cost to you is zero. The marginal benefit is real.

06The honest summary

"Vetted installers" is the kind of phrase that gets used on every solar website in Australia, including by retailers who define vetted as "we got back to their emails." The version of vetting that actually matters — corporate health, director history, third-party-insured warranty, live performance review — is invisible from a quote page.

If you take one thing from this essay, take this: the question to ask any solar provider, broker or retailer, is "what would have to happen for you to remove this installer from your panel?" If they have an answer, the panel is real. If they don't, the panel is a marketing word.

Get matched only with installers still on the panel.

Every quote you receive through us is from an installer who passed the diligence — and who knows we're watching.

See my vetted matches → Or call +61 468 082 120 — instant quote

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